Your Personal Private Money Manager & Advisor!
Richman Capital Management is a boutique independent money management firm since 1982 that caters to a few clients who desire great investment expertise and a higher wisdom of personal finance concerning all financial matters while building lasting relationships based on trust, expertise and concierge service.... with the sole purpose of guiding you to live your best active life!
Experience the Difference!
Expertise Providing Income Solutions...In Even The Toughest Markets
Richman Capital Management builds diversified income portfolios to weather the storm in even the toughest markets. Even when the market is dropping, our clients don't have to change plans or cancel activities because their portfolios are designed to weather changes in the market. Also, by not having to sell shares to generate cash for withdrawals, their portfolios preserve the full potential to grow when the market rebounds.
Deep Investment Experience along with Independent Research
Craig is a veteran financial advisor and money manager since 1982 and has endured many bear markets. Along with extensive education, Craig conducts continual research to provide our clients our very best thinking in investment management.
Risk Adjusted Proprietary Models including Value Focused - Momentum Based Dividend Growth Stocks
Our proprietary portfolios are designed specifically for our clients, we do not farm out our client's money to outside money managers which costs more money. We look for stocks with dividend yields that are greater than the average of the S&P 500 index, that exhibit strong ratings for both safety and future potential growth and that have a relatively lower risk of capital loss as measured by our estimate of the company's fair value.
Complete Transparency, Accountability and Trust
You work directly with Craig. You can expect frequent and jargon free disclosure of my views, rationale for buys and sells and performance with a focus on education. Our advisory fees are completely transparent. You know exactly what you own at all times and why. Our advisory fee also includes all financial planning work or consultation on finance matters for qualified clients. (See Consulting Page)
Dedication to Concierge Experience
You will never talk to a computer. Instead, during business hours, your call will be answered by myself or our client relationship manager, Noelle Smithers. The goal in the firm is to address your question or satisfy your request quickly and on the first call. We will be supported by the two of us who will deliver an exceptional experience. Once you experience our devotion to your money and your life, you'll never consider managing your financial future at an impersonal bank or financial institution again.
AIFA® A Heightened Level of Responsibility
We have always believed that effective relationships with our clients are built on trust.
That trust is grounded in a commitment to act in your best interest. Indeed this responsibility is required of investment professionals who act as fiduciaries to clients. In addition to this requirement, Craig has undergone extensive study and training to enact fiduciary excellence. This is signified by the Accredited Investment Fiduciary Analyst™ (AIFA®) designation.
Although there is a virtual alphabet soup in the world of finance, the AIFA® designation is one that we feel is particularly important to help make you secure in the knowledge that we not only aim to meet the requirements as set forth by law, but wish to exceed them and abide by a gold standard of fiduciary responsibility.
Our promise to you is that you will never have to wonder if your advisor is working in your best interest.